HURRICANE ESSENTIALS

Tips on Cancellation, Change, and Refund Policies

1. There's no blanket travel cancellation policy. Policies and contracts of carriage vary from airlines to airline, hotel to hotel, and change all the time. It's best to check with your airline and hotel directly to find out what their current policies are before you go.

2. The closer you get to your departure date, the harder it is to change your policy.

3. Most hotels give full, or at least partial, refunds if a hurricane hits (or is expected to hit) during your stay.

4. While it's more complicated with airlines, many carriers do make attempts to accommodate passengers. In the past, many airlines have allowed passengers to change their tickets within a specific time frame in the case of a terrorism attack with "Peace of Mind" policies that allow passengers to rebook tickets free of charge, or receive credit for a future trip. It's good business, and once one major airline allows changes, many follow suit.

5. If you do decide to rebook your flight, be sure to find out the rules and regulations. Some airlines require that you make new reservations immediately, while others will allow you to rebook within a year.

6. Keep in mind that some airlines do not refund tickets purchased through a third-party discounter, or on the Internet through sites like Orbitz. Call the agency or packager you booked through first to see what's possible.

7. Always make your travel purchases with a credit card. If a hotel or airline closes, you'll be covered under the Fair Billing Act.

8. If you already have insurance for your trip to Jamaica or anywhere else in the Caribbean/Gulf of Mexico, read the fine print. Often you can cancel the trip and get a full refund in the event of a hurricane.

9. For traveling to any international destination, expect to spend at least $200 to change your ticket, but contact the airline before your originally scheduled departure date. Changing tickets after the flight has left is often much more complicated.

10. Consider booking a cruise instead of a land package; most cruise ships have state-of-the-art storm tracking systems and can steer clear of troubled waters, but you'll have to go to other ports, won't get your money back, and the water still might not be all that smooth. 

11. For extra protection, always purchase travel insurance through a third party.

TRAVEL INSURANCE

Browse sites like quotetravelinsurance.com and insuremytrip.com for the best protection for you.

Other names in standard travel insurance:
Access America (800/334-7525, accessamerica.com)
CSA Travel Protection (800/873-9855, csatravelprotection.com)
GlobalCare (800/821-2488)
Travelex (888/867-9531, travelex-insurance.com)
Travel Guard International (800/826-4919, travelguard.com)
Travel Insured International (800/243-3174, travelinsured.com).

Medical assistance policies (hospital insurance, physician care):
Wallach & Company (800/237-6615, wallach.com)

Medical evacuation insurance:
Travelers Emergency Network (TEN) (800/ASK-4-TEN, tenweb.com)
International SOS Assistance (800/523-8930, internationalsos.com)
Air Ambulance Card (877/424-7633, airmedassistance.com)

Map of the Caribbean

HURRICANE MAPS
Read about the 2006 hurricane forecast, plus an up-close look at the Caribbean
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Note:This story was accurate when it was published. Please be sure to confirm all rates and details directly with the companies in question before planning your trip.
 
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Travel Tips

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Air Travel
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During the hot months of summer, I plan to travel with a very small spray bottle. I'll fill it with water and use it as a mister to keep cool. I got this idea when we stayed at the Noga Hilton in Cannes. On the dresser was a pink aerosol can full of Evian water. I took it with us sightseeing and, wow, it was so refreshing to spritz water on our faces.

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By starting a blog for each trip--at blogger.com, among others--you can keep your friends and family up-to-date on your adventures. All you need is an Internet café to add entries and photos while you're on the road.

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Technology
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When overseas, I carry a "cheat sheet" that includes exchange rates and metric conversions. Currency conversions are available at oanda.com.

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— Kimberly Gilbert
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Technology
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To find a reasonably priced villa or apartment to rent, try going directly to the owner through a site such as abritel.fr. (Click on the British flag for English.) I arranged to spend two weeks in an apartment in Brittany and one week in an apartment in the Loire Valley, all for a total of $800.

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Disposable-camera lenses scratch just like any other lens would. Place a small piece of painter's tape (or another kind that won't stick too much) over the lens to protect it from contact with other items in your purse or backpack during travel.

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Get the right maps. For road trips on the Continent, European maps are much more helpful when it comes to reading road signs. They'll say Napoli instead of Naples, Firenze rather than Florence. I could spend all day waiting for a road sign for Munich and miss the exit for Munchen.

— Cynthia Stone Stewart
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Hotels
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I was heading to the hotel ice machine when I noticed that our ice bucket was looking very tired and missing its disposable plastic liner. My solution: the shower cap that we never use anyway. In fact, it actually worked better than the liner bag because the elastic band held it in place around the top of the bucket.

— Susan Swickard
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Air Travel
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Even if you're not hungry when the flight attendant comes around with the snack service, take it for later. Although peanuts may not look appetizing at 7 a.m., they will look good later if you have nothing better to eat. And it saves you from picking up something at expensive airport shops.

— Fran Rifkin
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Packing
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Travel soap dishes--the colorful plastic ones that have hinged lids--stop small, fragile items from getting damaged or lost in your bags. I can easily label and use them again and again and again.

— Revon Wolf
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Cruises
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— Martha and Ken Wiseman
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Technology
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Packing
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Packing
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Cruises
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Consider asking your driver or tour guide to haggle on your behalf at bazaars and souks. (But don't let them lead you to places where they might have a connection to the shopkeeper.) The money you tip them will usually be less than the markup on prices for tourists.

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Planning
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— Isabel Burk
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I always pack several tea lights, a small vial of essential oils, and matches. Tea lights, when placed in a water glass for extra safety, banish stale or unpleasant smells in hotel rooms. The essential oils work wonders when a drop is placed on a warm lightbulb.

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— Carole Goodyear
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Hotels
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On my first trip to Cancun, I noticed that my hotel room had a damp, musty odor. The next time I went, I brought two plug-in air fresheners: one for the bedroom and one for the bathroom. This helped tremendously. It was a pleasure to walk in and have a fresh-smelling room. Just make sure you have an adapter, if you need one.

— Anita Rivera
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Some people think that traveler's checks aren't necessary anymore, but they really can be useful in a variety of situations. My ATM card wouldn't work on Easter Island, where most restaurants did not accept credit cards and wanted to be paid in pesos. Luckily, our hotel cashed my traveler's checks and gave me the pesos I needed. On Dominica, my purse was stolen. But because I had traveler's checks stashed away in my luggage, the vacation wasn't ruined. I always travel with what I call the "trusty four": American dollars (lots of ones and fives divided up and hidden in several locations), traveler's checks, an ATM card, and a credit card.

— Jeanette Cantwell

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